Who Offers Trusted First Home Buyer Loans in the Macarthur Region?

Buying your first home is an exciting milestone — but navigating the lending process can feel overwhelming. At Macarthur Home Loans, we make securing your first home buyer loan simple, transparent, and stress-free.

Proudly based in Oran Park, we’ve helped hundreds of first home buyers across Campbelltown, Narellan, Camden, Harrington Park, and the wider Macarthur region find the right loan to get their start in the property market.

We compare 30+ Australian lenders, explain every step clearly, and support you from pre-approval to settlement — so you can move into your new home with confidence.

Macarthur Home Loans is an authorised credit representative (numbers 477472 and 562608) under Connective Credit Services Pty Ltd (ABN 51 143 651 496).

First Home Buyer Loans in Campbelltown & Narellan | Macarthur Home Loans

Why Choose a First Home Buyer Specialist

As a first home buyer, you have access to a range of grants, schemes, and low-deposit options designed to help you get into the market sooner.

Our role is to help you understand your borrowing power, compare lenders, and take advantage of every opportunity available — without the stress or confusion.

We’ll guide you through:

First home buyer deposit options (including 5% and 2% deposit schemes)
Stamp duty concessions and government incentives
Understanding fixed vs. variable rates
Home loan features such as offset accounts and redraw facilities
Building or buying — how loan types differ

Our mission is to help you make smart, confident decisions about your first home loan.

How Does the First Home Buyer Loan Process Work?

We’ve simplified the process to make your first home journey smooth and enjoyable:

We Listen – We start by discussing your goals, savings, and future plans.
We Assess – We review your income and credit profile to calculate your borrowing power.
We Compare – We access 30+ lenders to find the best first home buyer home loans.
We Recommend – We explain the pros, cons, and repayment options in plain English.
We Support – We manage your application through to settlement and beyond.

You’ll work directly with Diane or Alan Yeates, ensuring personal, local support every step of the way.

First Home Buyer Grants and Schemes

First home buyers in NSW can benefit from several government initiatives, including:

5% Deposit Scheme: Buy your first home with as little as a 5% deposit, without paying lenders mortgage insurance (LMI).
Family Home Guarantee: Designed for single parents, allowing eligible buyers to purchase a home with as little as a 2% deposit.
Stamp Duty Concessions: Reduced or waived stamp duty for qualifying first home buyers.

We’ll determine which programs you’re eligible for — and help you apply correctly, ensuring you don’t miss out on thousands in potential savings.

What Types of Loans Can First Home Buyers Access?

We’ll help you explore the most suitable loan types for your situation, such as:

Variable rate home loans – for flexibility and potential rate savings
Fixed rate loans – for budgeting stability over a set period
Split loans – a combination of fixed and variable rates
Guarantor loans – where a family member supports your purchase with equity in their property

Our goal is to match you with a first home buyer loan that’s both affordable now and sustainable for your long-term financial future.

Where We Help - Campbelltown, Narellan and the Macarthur Region

We proudly support first home buyers across Campbelltown, Narellan, Oran Park, Gregory Hills, Mount Annan, and Camden.

As a locally owned family business, we understand the unique property landscape of South-West Sydney — from new estates in Narellan to established suburbs in Campbelltown.

That local knowledge helps us secure the right loan for your area and your stage of life.

Meet Diane and Alan Yeates

As founders of Macarthur Home Loans, Diane and Alan Yeates combine decades of experience in mortgage broking and banking with a genuine passion for helping families achieve their property goals.

Diane’s calm, methodical approach ensures every client feels informed and confident. Alan brings a practical, people-first perspective that makes the process straightforward and approachable.

Together, they’ve helped hundreds of first home buyers in the Macarthur region move from dreaming to owning — with expert guidance and genuine care.

Why Choose Macarthur Home Loans for Your First Home Buyer Loan?

Access to 30+ lenders – including major banks and specialist first home buyer options
Personalised support – from pre-approval to settlement and beyond
Local expertise – deep understanding of the Macarthur property market
Government scheme assistance – we handle eligibility and applications for you
Ongoing reviews – we’ll keep your loan competitive even after you move in

Frequently Asked Questions About First Home Buyers Loans

Q1: How much deposit do I need for my first home?
With government schemes, you may be able to buy with as little as 2–5% deposit. We’ll explain what’s possible based on your situation.

Q2: Do first home buyers pay stamp duty in NSW?
Eligible buyers may receive a full or partial exemption. We’ll check your eligibility and estimate your savings upfront.

Q3: Can I get a first home loan with casual or part-time income?
Yes — many lenders consider various income types. We’ll help you find the right one for your employment situation.

Q4: How do I know how much I can borrow?
We’ll calculate your borrowing capacity based on your income, expenses, and deposit amount — giving you a clear budget to start house hunting confidently.

Q5: Are your services free?
Yes. In most cases, our service is free for clients. We’re paid by the lender once your loan settles, ensuring our advice remains transparent and unbiased.

Why Macarthur Home Loans?

Macarthur Home Loans helps first home buyers across Campbelltown, Narellan, and the Macarthur region secure their dream homes with confidence.

With personalised service, access to 30+ lenders, and expert guidance through every government incentive, we make buying your first home easier, smarter, and stress-free.